Goal-Based Investing with a Focus on Minor Folios
At DHM Finserv, we prioritize goal-based investing, helping you achieve your financial milestones through tailored mutual fund solutions. Our emphasis on minor folios ensures even the youngest members of your family start their investment journey early.
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance may or may not be sustained in the future. Harshit Zaveri is a mutual fund distributor and does not provide investment advisory services. Please ensure that you understand the risks involved before making an investment decision.*
AMFI Registered Mutual Fund Distributor – Harshit Zaveri | ARN-317068 | Date of initial Registration: 24th Dec 2024 | Current validity: 17th Dec 2027.
Mutual Fund Investments – Important Disclosures
1. Commission Disclosure
Harshit Zaveri is a registered Mutual Fund Distributor (ARN – 317068) and earns commissions from respective Asset Management Companies (AMCs) for the mutual fund schemes distributed. The commission structure varies across AMCs and schemes.
2. No Investment Advice
Mutual Fund investments are subject to market risks, and past performance does not guarantee future returns. Harshit Zaveri does not provide investment advisory services and acts solely as a distributor of mutual funds. Investors are advised to read the scheme-related documents carefully before investing.
3. Conflict of Interest
Since commissions are received from AMCs, there may be an inherent conflict of interest in fund recommendations. Investors are encouraged to make informed decisions based on their financial goals and risk tolerance.
4. Third-Party Products
The mutual fund products available through Harshit Zaveri are managed by third-party AMCs. We do not control or influence the fund management decisions of any AMC.
5. Regulatory Compliance
We comply with SEBI and AMFI regulations in all our distribution activities. For more details on commissions, investors may refer to the AMFI website or request commission details for specific funds.
6. Risk Acknowledgment
Investments in mutual funds involve risks, including potential loss of capital. Investors should consult a financial advisor if they require personalized investment guidance.
7. No Guaranteed Returns
Mutual funds do not offer guaranteed returns. Performance depends on market conditions, asset allocation, and fund management strategies.
8. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Funds.
If you’re considering investment options or have queries, we encourage you to connect with us — allow us the opportunity to assist you before you invest elsewhere.
© DHM Finserv
DHM Finserv is a brand name used for financial distribution and related services. All products and services including Mutual Funds, Insurance, Equities, AIFs, PMS, NPS, and Fixed Deposits are offered through the individual licenses and registrations of Mr. Harshit Zaveri and others, who is duly registered with relevant regulatory authorities such as AMFI (ARN-317068), IRDAI (11618388), Aakash Jajoo SEBI Code (INH000015312), and Harshit Zaveri AP Code : NSE Cash Segment: AP1675072841, NSE F&O Segment: AP1675072841, BSE Cash Segment: AP01027501170395, UTIPFL NPS Distributor Code – UTIPFLPA1906 (Harshit Zaveri).
DHM Finserv is not a SEBI/IRDAI/PFRDA registered entity. Investors are advised to read all scheme-related documents and disclosures carefully before investing. Mutual Fund investments are subject to market risks. Insurance is subject to terms and conditions of the insurer. No guaranteed returns are promised under any product.
You are an investor who is comfortable with a high volatility and high level of risk in order to achieve relatively higher returns over long term. Your objective is to accumulate assets over long term by primarily investing in growth assets. As an aggressive investor, you might expect your portfolio to be allocated up to 75% in growth assets and an allocation to gold.
You are an investor who would like to invest in both income and growth assets. You will be comfortable with calculated risks to achieve good returns, however, you require an investment strategy that adequately deals with the effects of inflation and tax. As a moderate investor, you might expect your portfolio to be allocated
approximately 45% in growth assets, with the remainder in defensive assets and an allocation to gold.
You are an investor who has expectations of low to moderate kind of returns with lower levels of risk in order to preserve your capital. As a conservative investor, you might expect your portfolio to be allocated approximately 15% in growth assets, with the remainder in defensive assets and an allocation to gold.
