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Insurance

Insurance

Traditional Life Coverage with Pure Term Plans

We believe insurance should do what it was originally intended for—protecting lives. Our exclusive focus on life term plans ensures your loved ones remain financially secure, no matter what life brings.

  • Pure life term insurance plans
  • Emphasis on traditional life insurance values
  • Customized coverage based on your needs
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DHM Finserv – One Platform for all Financial Services and Awareness

Standard Disclaimer

Insurance is a subject matter of solicitation. DHM Finserv facilitates insurance services through Umit Zaveri, an IRDAI-registered insurance agent. All policies are subject to the respective insurer’s terms and conditions. By proceeding with an inquiry or purchase, you acknowledge and agree to the terms outlined in this disclaimer.

Detailed Disclaimer (For Insurance Services Page & Inquiry Forms)
Important Disclaimer:

  1. Insurance services on DHM Finserv are provided through Umit Zaveri, an IRDAI-registered insurance agent. DHM Finserv itself does not act as an insurer, underwriter, or claim processor.
  2. All policies are subject to the terms, conditions, and exclusions set by the respective insurance provider. Customers are advised to review the policy documents before purchase.
  3. Premiums, benefits, and features may change as per regulatory updates or insurer revisions. DHM Finserv is not responsible for modifications made by the insurer.
  4. Claims, approvals, and settlements are processed solely by the respective insurance company. DHM Finserv and Umit Zaveri do not have any role in claim adjudication, approval, or rejection.
  5. Past performance of an insurance policy does not guarantee future benefits. Investors should assess their financial needs before making an insurance decision.
  6. Tax benefits, if applicable, are subject to tax laws and may change based on government regulations.
    By proceeding with an inquiry or purchase, you acknowledge and agree to the terms outlined in this disclaimer.
Umit Manilal Zaveri
Insurers:

ICICI Prudential Life Insurance (Agency Code: 11618388, Appointment Date: 01 Apr 2015)
Star Health and Allied Insurance Co. Ltd. (Agency Code: SHABA00249050, Appointment Date: 02 Nov 2015)

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If you’re considering investment options or have queries, we encourage you to connect with us — allow us the opportunity to assist you before you invest elsewhere.

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Master Disclaimer

DHM Finserv is a brand name used for financial distribution and related services. All products and services including Mutual Funds, Insurance, Equities, AIFs, PMS, NPS, and Fixed Deposits are offered through the individual licenses and registrations of Mr. Harshit Zaveri and others, who is duly registered with relevant regulatory authorities such as AMFI (ARN-317068), IRDAI (11618388), Aakash Jajoo SEBI Code (INH000015312), and Harshit Zaveri AP Code : NSE Cash Segment: AP1675072841, NSE F&O Segment: AP1675072841, BSE Cash Segment: AP01027501170395, UTIPFL NPS Distributor Code – UTIPFLPA1906 (Harshit Zaveri).

DHM Finserv is not a SEBI/IRDAI/PFRDA registered entity. Investors are advised to read all scheme-related documents and disclosures carefully before investing. Mutual Fund investments are subject to market risks. Insurance is subject to terms and conditions of the insurer. No guaranteed returns are promised under any product.

YOUR RISK PROFILE IS AGGRESSIVE

You are an investor who is comfortable with a high volatility and high level of risk in order to achieve relatively higher returns over long term. Your objective is to accumulate assets over long term by primarily investing in growth assets. As an aggressive investor, you might expect your portfolio to be allocated up to 75% in growth assets and an allocation to gold.

YOUR RISK PROFILE IS MODERATE

You are an investor who would like to invest in both income and growth assets. You will be comfortable with calculated risks to achieve good returns, however, you require an investment strategy that adequately deals with the effects of inflation and tax. As a moderate investor, you might expect your portfolio to be allocated
approximately 45% in growth assets, with the remainder in defensive assets and an allocation to gold.

YOUR RISK PROFILE IS CONSERVATIVE

You are an investor who has expectations of low to moderate kind of returns with lower levels of risk in order to preserve your capital. As a conservative investor, you might expect your portfolio to be allocated approximately 15% in growth assets, with the remainder in defensive assets and an allocation to gold.

Coupon Code

DHMJAJOO5K